Compliance Onboarding

When opening multi-currency accounts, you can expect to have to collect the below information from your users.

To get a detailed list please use these API endpoints entityRequiredFields representativeRequiredFields

Some requirements may not apply, depending on the solution/business location/etc.

If you have questions, please schedule a call here Schedule or reach out to [email protected]

Business Information

Variable	Example	Enum
email	[email protected]	-
contact_first_name	John	-
contact_last_name	Smith	-
business_name	Routefusion	-
business_address1	1 Street	-
business_country	US	-
accept_terms_and_conditions	true \| false	-
incorporation_date	2018-01-04	-
phone	5129876545	-
business_type	limited_liability_company	sole_proprietorship, general_partnership, limited_partnership, s_corporation, c_corporation, b_corporation, close_corporation, nonprofit_corporation, cooperative, limited_liability_company
requires_representatives	true	-
documents	proof_of_registration	proof_of_registration, proof_of_ownership, bank_statement

representative

Field	Type	Description
document_expiration_date	DateTime	The expiration date of the representative's identification document.
document_issue_date	DateTime	The issue date of the representative's identification document.
document_number	String	The number of the representative's identification document.
citizenship	String	The country of citizenship of the representative.
date_of_birth	DateTime	The date of birth of the representative.
email	String	The email address of the representative.
first_name	String	The first name of the representative.
is_signer	Boolean	Indicates if the representative is a signer for the entity.
last_name	String	The last name of the representative.
job_title	String	The job title of the representative within the entity.
ownership_percentage	Float	The percentage of ownership the representative has in the entity.
passport_number	String	The passport number of the representative, if applicable.
phone	String	The phone number of the representative.
residential_address	String	The primary residential address of the representative.
residential_address2	String	The secondary residential address of the representative (optional).
residential_city	String	The city of the representative's residential address.
residential_country	String	The country of the representative's residential address.
residential_postal_code	String	The postal code of the representative's residential address.
residential_state_province_region	String	The state, province, or region of the representative's residential address.
responsibility	String	The responsibility of the representative within the entity. Can be one of:
		- `UBO` (Ultimate Beneficial Owner)
		- `authorized rep`
		- `director`
tax_number	String	The tax identification number of the representative.
documents	Array	A multi-dimensional array of document sets for identity verification.

Documents Field

documents

The documents field is a multi-dimensional array where each collection in the array represents a complete set of documents required for identity verification. Each document set is an array of document objects, and each document object contains the following fields:

Field	Type	Description
enum	String	The type of document (e.g., passport).
type	String	The purpose of the document (e.g., identity_verification).

Onboarding Country Risk Ratings

We can open accounts for businesses and freelancers

#	Country	Risk Level
1	Åland Islands	Low
2	American Samoa	Low
3	Andorra	Low
4	Anguilla	Low
5	Antigua and Barbuda	Low
6	Aruba	Low
7	Australia	Low
8	Austria	Low
9	Belgium	Low
10	Bermuda	Low
11	Bhutan	Low
12	Bonaire, Sint Eustatius and Saba	Low
13	Botswana	Low
14	British Indian Ocean Territory	Low
15	Brunei Darussalam	Low
16	Bulgaria	Low
17	Canada	Low
18	Cape Verde	Low
19	Chile	Low
20	Christmas Island	Low
21	Cocos (Keeling) Islands	Low
22	Cook Islands	Low
23	Costa Rica	Low
24	Czech Republic	Low
25	Denmark	Low
26	Dominican Republic	Low
27	Estonia	Low
28	Falkland Islands (Malvinas)	Low
29	Faroe islands	Low
30	Fiji	Low
31	Finland	Low
32	France	Low
33	French Guiana	Low
34	French Polynesia	Low
35	Gambia	Low
36	Georgia	Low
37	Germany	Low
38	Ghana	Low
39	Gibraltar	Low
40	Greece	Low
41	Greenland	Low
42	Grenada	Low
43	Guadeloupe	Low
44	Guam	Low
45	Guernsey	Low
46	Hong Kong	Low
47	Hungary	Low
48	Iceland	Low
49	Ireland	Low
50	Isle Of Man	Low
51	Italy	Low
52	Japan	Low
53	Jersey	Low
54	Kazakhstan	Low
55	Kuwait	Low
56	Latvia	Low
57	Lesotho	Low
58	Liechtenstein	Low
59	Lithuania	Low
60	Luxembourg	Low
61	Macau	Low
62	Malawi	Low
63	Marshall Islands	Low
64	Martinique	Low
65	Mauritania	Low
66	Mauritius	Low
67	Mayotte	Low
68	Micronesia	Low
69	Monaco	Low
70	Mongolia	Low
71	Montserrat	Low
72	Namibia	Low
73	Nauru	Low
74	Netherlands	Low
75	New Caledonia	Low
76	New Zealand	Low
77	Niue	Low
78	Norfolk Island	Low
79	North Mariana Islands	Low
80	Norway	Low
81	Oman	Low
82	Pitcairn	Low
83	Poland	Low
84	Portugal	Low
85	Puerto Rico	Low
86	Qatar	Low
87	Réunion	Low
88	Romania	Low
89	Rwanda	Low
90	Saint Berthélemy	Low
91	Saint Helena, Ascension and Tristan	Low
92	Saint Martin (French part)	Low
93	Saint Pierre and Miquelon	Low
94	San Marino	Low
95	Saudi Arabia	Low
96	Singapore	Low
97	Slovakia	Low
98	Slovenia	Low
99	Solomon Islands	Low
100	South Korea	Low
101	Spain	Low
102	Svalbard and Mayen	Low
103	Sweden	Low
104	Switzerland	Low
105	Taiwan	Low
106	Timor-Leste	Low
107	Tokelau	Low
108	Tonga	Low
109	United Kingdom	Low
110	United States	Low
111	United States Virgin Islands	Low
112	Uruguay	Low
113	Vatican City State (Holy See)	Low
114	Wallis and Futuna	Low
115	Zambia	Low
116	Algeria	Medium
117	Angola	Medium
118	Argentina	Medium
119	Armenia	Medium
120	Azerbaijan	Medium
121	Bahamas	Medium
122	Bahrain	Medium
123	Bangladesh	Medium
124	Belize	Medium
125	Benin	Medium
126	Bolivia	Medium
127	Bosnia-Herzegovina	Medium
128	Brazil	Medium
129	British Virgin Islands	Medium
130	Cameroon	Medium
131	Cayman Islands	Medium
132	Chad	Medium
133	China	Medium
134	Colombia	Medium
135	Comoros	Medium
136	Congo (Brazzaville)	Medium
137	Cote D'Ivoire	Medium
138	Croatia	Medium
139	Curacao	Medium
140	Cyprus	Medium
141	Djibouti	Medium
142	Dominica	Medium
143	Ecuador	Medium
144	Egypt	Medium
145	El Salvador	Medium
146	Equatorial Guinea	Medium
147	Eswatini	Medium
148	Ethiopia	Medium
149	Gabon	Medium
150	Guatemala	Medium
151	Guinea	Medium
152	Guyana	Medium
153	Honduras	Medium
154	India	Medium
155	Indonesia	Medium
156	Israel	Medium
157	Kenya	Medium
158	Kiribati	Medium
159	Kyrgyzstan	Medium
160	Lao People's Democratic Republic	Medium
161	Liberia	Medium
162	Madagascar	Medium
163	Malaysia	Medium
164	Maldives	Medium
165	Malta	Medium
166	Mexico	Medium
167	Moldova	Medium
168	Montenegro	Medium
169	Mozambique	Medium
170	Nepal	Medium
171	Niger	Medium
172	Nigeria	Medium
173	North Macedonia	Medium
174	Palau	Medium
175	Papua New Guinea	Medium
176	Paraguay	Medium
177	Peru	Medium
178	Samoa	Medium
179	Sao Tome & Prin.	Medium
180	Serbia	Medium
181	Seychelles	Medium
182	Sierra Leone	Medium
183	South Africa	Medium
184	Sri Lanka	Medium
185	St Kitts & Nevis	Medium
186	St Lucia	Medium
187	St Maarten	Medium
188	St Vincent & Gren	Medium
189	Sudan	Medium
190	Suriname	Medium
191	Tajikistan	Medium
192	Tanzania	Medium
193	Thailand	Medium
194	Togo	Medium
195	Trinidad & Tobago	Medium
196	Tunisia	Medium
197	Turkmenistan	Medium
198	Turks & Caicos	Medium
199	Tuvalu	Medium
200	United Arab Emirates	Medium
201	Uzbekistan	Medium
202	Vanuatu	Medium
203	Vietnam	Medium
204	Albania	High
205	Barbados	High
206	Belarus	High
207	Burkina Faso	High
208	Burundi	High
209	Cambodia	High
210	Central African Republic	High
211	Congo, the Democratic Republic	High
212	Cuba	High
213	Eritrea	High
214	Gaza Strip	High
215	Guinea Bissau	High
216	Iraq	High
217	Jamaica	High
218	Jordan	High
219	Kosovo	High
220	Lebanon	High
221	Morocco	High
222	Nicaragua	High
223	Pakistan	High
224	Panama	High
225	Philippines	High
226	Senegal	High
227	Turkey	High
228	Uganda	High
229	Ukraine	High
230	Venezuela	High
231	West Bank (Palestinian Territory, Occupied)	High
232	Western Sahara	High
233	Zimbabwe	High
234	Afghanistan	Prohibited
235	Crimea, Donetsk, Luhansk Regions of Ukraine	Prohibited
236	Haiti	Prohibited
237	Iran, Islamic Republic of	Prohibited
238	Libya	Prohibited
239	Mali	Prohibited
240	Myanmar	Prohibited
241	North Korea	Prohibited
242	Somalia	Prohibited
243	South Sudan	Prohibited
244	Syria	Prohibited
245	Yemen	Prohibited
246	Russian Federation	Prohibited